International Recovery Associates

IRA’S SERVICES

Collections - Medical/Retail/Commercial -IRA is a "Full Service" Agency with all staff on-line. We offer a full range of collection services and we never charge a fee, unless we collect.

Medical Billing - We have a complete medical billing facility to service our healthcare clients from
point of service. We do the initial billing and provide the necessary follow-up to effectuate payment. We can generate fully coded 1500 forms, electronic billing
and any other specific items to get your unpaid items paid.

Insurance Follow-up - We have established contacts at commercial insurance companies, Medicare and Medicaid. We have staff on duty throughout the day and evening doing follow up work with the insurance companies. We also utilize our predictive dialer to contact the hard to reach companies. We have a separate department to handle appeals. We are often able to get claims that were previously denied, paid in full!

Credit Reporting - We have the ability and the permission to report any unpaid accounts to Trans Union Credit Bureau which insures payment when a debtor applies for credit. The open item remains on their credit profile for up to 7 years listing both the creditor and IRA.

Skip Tracing/Asset Location- We have the ability to access numerous databases throughout the country to help
locate debtors or their assets to recover your money.

On-Line Skip Tracing- Columbia Ultimate offers total flexibility in the automated collection environment with skip tracing tailored to meet your company needs. You have the option of using any of the major companies in the automated skip tracing business including:

COMPUTRACE ACOLLAID
TRANS UNION METRONET ELECTRONIC DIRECTORY SERVICE
FASTDATA

Automated skip tracing is on-line and interactive. The service provided by these national companies allow you to locate missing debtors; obtain new address information; neighbor, residence, and family member information; and will make your company more profitable by:

Increasing productivity
Speeding up the collection process
Eliminating time consuming and costly directories
Reducing costly Directory Assistance calls